90 Day Cash Flow Forecast Every Small Business Needs
70% of business failures come down to running out of cash. This is the 90 day cash flow forecast every founder should have on their desk, and how to actually build one.
Category: cashflow
New Feature Release: Monthly CFO Report
See exactly what a monthly CFO report looks like. Section by section, with real data. The situation, health check, what’s breaking, biggest risk, and 30/60/90 action plan.
Why I Built an AI CFO
A founder-to-founder take on what an AI CFO for small business actually does in 2026, what it cannot do, and what your first 7 days inside Finoya look like.
How Small Businesses Can Prepare for Q2 With Better Cash Flow
Q2 brings cash flow challenges for small businesses. Tax payments hit, summer demand slows in many industries, and growth decisions from Q1 start consuming cash. Here is how to prepare for it now.
Cash Flow Planning for Manufacturing Businesses: A Practical Guide
Manufacturing cash flow has long cycles: raw materials purchased months before finished goods are sold. Here is how to plan for it without running out of working capital.
Finoya vs Xero Analytics: What Accountants Need to Know
Xero Analytics is a reporting add-on. Finoya is a cash flow and advisory platform. Here is how they compare for Australian accounting firms.
What Professional Services Firms Get Wrong About Cash Flow Forecasting
Professional services firms forecast revenue based on billable hours and utilization rates, but cash flow depends on collection timing, write-offs, and non-billable work. Here is what most firms get wrong.
Should You Hire That Person? A Cash Flow Reality Check for SMEs
Hiring feels like a growth decision, but it is a cash flow decision first. Here is how to model the financial impact before you commit to a new hire.
Why Healthcare Practices Struggle With Cash Flow (And How to Fix It)
Healthcare practices generate strong revenue but struggle with cash flow timing. Insurance reimbursements are slow, patient payments are inconsistent, and fixed costs are high. Here is how successful practices manage it.
How Creative and Marketing Agencies Manage Cash Flow When Client Payments Are Unpredictable
Agency cash flow is structurally difficult. Projects start and stop unevenly. Clients pay late or dispute invoices. Scope expands without corresponding budget […]