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Finoya provides real-time financial monitoring and AI-driven cash flow management for businesses. The platform displays cash health metrics including runway, burn rate, receivables, and payables in a unified dashboard. Users can access a pre-built 13-week cash flow forecast with AI analysis that identifies financial risks before they escalate. The scenario modeling feature allows users to adjust variables such as income, expenses, and investments to visualize different financial outcomes. AI-generated recommendations are organized by priority and category, with the ability to discuss specific recommendations through an AI assistant named Noya. The chat interface enables financial conversations from any page in the platform, with access to conversation history. Users can generate AI-analyzed monthly performance reports and export them as PDF or Word documents, or distribute them via email to team members and accountants. The platform integrates with accounting software and provides a 90-day cash flow projection. Initial setup and onboarding takes approximately 5 minutes.