Scale Your CFO Practice Without Scaling Your Hours

Your AI CFO works across your client portfolio, spotting issues early and keeping you ready for every conversation without adding headcount.

AI that supports your judgment. Never replaces it.

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✓ 7 Day Free Trial. No Credit Card Needed.
✓ All client portfolios in one view.
✓ Full AI CFO access across every client

Connect once. Your AI CFO does the rest.

Finoya connects with 20 plus accounting platforms and keeps your data automatically in sync. Set up first client in under 5 minutes

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🔒 Your client data is always private, encrypted, and secure.

Why Fractional CFOs Choose Finoya Over Generic AI Tools

It Knows Your Clients’ Actual Numbers

ChatGPT gives generic advice. Finoya connects directly to QuickBooks, Xero, and 20+ accounting platforms, pulling real transactions, invoices, and cash positions. Your clients get answers based on their actual business, not hypothetical scenarios.

It Watches While You Sleep

You can’t monitor all of your clients 24/7. Finoya does. It flags late payments, cash crunches, and forecast deviations automatically so you walk into client calls already knowing what matters, not discovering problems mid-conversation.

It Protects Your Reputation

When a client asks “Can we afford this hire?” at 9 PM, they’re not waiting until your next meeting. They’re either making uninformed decisions or asking ChatGPT. Finoya lets them get accurate answers instantly, trained on their own data.

It Scales Your Expertise, Not Your Calendar

You know how to read cash flow. You know what matters. Finoya applies that expertise across every client, every day, without adding hours to your week. It’s not replacing your judgment it’s multiplying your presence.

Cash Flow Health
Noya AI

What this means for your practice

Before Finoya:

  • Clients email financial questions between meetings
  • You manually pull reports from multiple accounting systems
  • You spot problems during reviews—after they’ve already developed
  • You explain the same cash flow concepts to every client
  • Clients make decisions based on gut feel while waiting for your input
  • You’re always one step behind, reacting to what already happened

After Finoya:

  • Clients get instant answers backed by their real data, 24/7
  • All client portfolios sync automatically in one dashboard
  • You see every client’s financial health at a glance
  • Noya alerts you to risks before clients notice them
  • Clients make confident decisions between your meetings
  • You lead strategy calls, not spend them building context

FAQ for Fractional CFOs

What is Finoya for a fractional CFO?

Finoya is an AI CFO platform designed for professionals managing multiple clients. It continuously monitors each client’s accounting data, flags changes that matter, and helps you answer questions and run scenarios faster, without turning your week into spreadsheet work.

Generic AI does not know your client’s numbers. It answers based on assumptions and general patterns. Finoya connects directly to each client’s accounting platform and generates insights from real transactions, invoices, receivables, payables, and cash position. The difference is simple. Finoya is grounded in actual client data and controlled financial logic.

Noya Premium is built for finance professionals managing a client portfolio. It is designed for deeper client level questioning, faster investigation across entities, and clearer portfolio oversight. SMEs use Noya to understand their own business. Fractional CFOs use Noya Premium to manage multiple businesses with professional control and visibility.

Yes. Most fractional CFOs start by using Finoya internally with existing clients. You connect the accounting data, review insights, and use it to prepare for meetings. Clients can be given access when you are ready.

Only if you choose to share it. You control which clients get access and how they engage with Noya. Finoya can be used entirely behind the scenes as your internal AI CFO.

Finoya’s insights are based on the client’s accounting data. You can trace results back to the underlying numbers, which makes your conversations defensible. If something looks off, it is usually a data quality issue or a categorisation issue in the accounting file, and Finoya helps surface that quickly.

Finoya works with the data available and highlights when gaps affect results. It does not invent missing numbers. If a ledger is messy, Finoya will still surface trends and risks, but you will get the most accurate outcomes once the basics are reconciled and categorised correctly.

Finoya’s AI CFO is as accurate as the underlying accounting data and the way the client file is maintained. The platform is built to stay grounded in the connected source data and to avoid guessing. When certainty is low, the right behaviour is to flag the limitation, not to hallucinate confidence.

No. What clients experience is faster answers, earlier warnings, and stronger preparation from you. The AI CFO handles monitoring and analysis. You deliver judgment, prioritisation, and decision making. In practice, it makes your value more visible, not less.

Yes. White label is available as an add on. It is designed for fractional CFOs and CPA firms that want clients to experience the AI CFO under their brand, while you keep full control of the relationship.

Setup is fast and under 5 minutes per client. Connect the client’s accounting platform via secure authorisation and Finoya starts syncing. Most clients can be connected in minutes, not days. No exports, no spreadsheets, no recurring manual updates.

Finoya supports one click style integrations across 20 plus accounting platforms, including QuickBooks and Xero, plus other major providers used globally. If you have a specific platform mix across your client base, we can confirm coverage quickly.

No. You can ask questions and run scenarios as needed across your client portfolio. Finoya is built for ongoing advisory work, not occasional usage.

Yes. Data access is scoped by client and organisation and is designed to prevent cross client leakage. Finoya is built with strict guardrails for financial data handling, with read only style analysis and controlled outputs grounded in the connected accounting data.

Yes. You get onboarding support and help documentation, plus direct support for setup, integrations, and workflows as you scale your client portfolio.

What an AI CFO actually means for a fractional CFO

An AI CFO is not a chatbot and it is not a replacement for professional judgment. For a fractional CFO, an AI CFO is a continuously running analytical layer that monitors every client’s financial data and highlights changes that matter before they become problems.

Instead of relying on meeting cycles or manual reviews, cash flow, receivables, payables, burn rate, and forecast assumptions are evaluated in the background using real accounting data. When something deviates from expectations, the AI CFO surfaces it immediately with context tied to the underlying numbers.

This is fundamentally different from generic AI tools, which operate on assumptions and examples rather than live financial data. An AI CFO works with real transactions and real cash positions, which allows you to stay ahead across multiple clients without rebuilding context.

Judgment and decision making remain human responsibilities. The AI CFO handles monitoring, pattern detection, and speed. That is what allows a fractional CFO to apply expertise more consistently across more clients without adding hours.