AI CFO and Cash Forecasting For Small businesses and Accountants

Ask questions. See what is coming. Test decisions before you make them.

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For business owners

Know what you can afford before you decide.

  • Ask Noya about hiring, spending and cash flow in plain English
  • See your cash position today and for the next 90 days
  • Test decisions before you commit to them
For my business →
For accountants

Turn existing tax clients into advisory clients.

  • Give every client an AI CFO under your firm's own brand
  • Manage your whole client base from one dashboard
  • First 5 clients free for life, then $39 per client
For my firm →
  • 20+Accounting integrations
  • Read onlySecure data connection
  • Free foreverFor small businesses
  • 5 free clientsFor accountants
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Connect once. Your AI CFO does the rest.

Finoya connects with 20 plus accounting platforms and keeps your data automatically in sync.

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🔒 Your data is always private, encrypted, and secure.

What your AI CFO helps you do every day

Your AI CFO continuously watches cash flow, forecasts, and scenarios so you always know where the business stands and what decisions are safe to make.

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Cash Flow Health
Noya AI

Cash Flow Health

Know how safe your cash position is today and what could put it at risk next.

Scenario Planning

Test decisions before you commit. Hiring, pricing, cost changes, and delays in seconds.

Financial Dashboard

A clear, visual view of financial performance without digging through spreadsheets.

AI CFO insights

Your AI CFO highlights risks, opportunities, and priorities automatically.

Forecasting Tool

See where the business is heading based on real data, not best case assumptions.

Noya Says and Quick Actions

Ask questions in plain English and get clear next steps you can act on immediately.

Real results from real businesses

Before Finoya, we were reacting to cash issues after they showed up.
Now we see pressure weeks earlier and can act calmly instead of scrambling.

Yanhao – Founder
Femino.shop

I used to spend hours checking invoices and project costs. Now Noya does that automatically and tells me what’s off. It’s like having a finance partner who never sleeps.

Ophenia – CEO
Digital Crew

Finoya completely changed how we advise clients.
Instead of pulling reports, we focus on decisions. Clients feel the difference immediately.

Ryan
Fractional CFO

We finally have a clear view of what is coming, not just what already happened.
That alone has changed how confident we feel making big decisions.

Ian
French Consultants

Insights

Fractional CFO First 90 Days: How to Scope an Engagement Around a Cash Forecast
A fractional CFO engagement usually fails in the first 90 days, not the last. The pattern is familiar: a vague…
Owner’s Draw: The Line Item Most Small Business Cash Forecasts Leave Out
The owner's draw is the largest cash outflow that most small business forecasts never show. It does not appear as…
Revenue Per Business Rose 1.68% in September While Employment Fell. What a Hiring Freeze Does to Cash
US businesses with one to nine employees shed about 7,000 jobs in September, and all eight regions the QuickBooks Small…
The Fed Hiked in September. Here Is How to Reprice Your Variable Rate Debt in Your Cash Forecast
In August, 72% of small business owners told the U.S. Chamber of Commerce they were comfortable with their cash flow…
Your Ledger Now Forecasts Cash Flow. Here Is What It Still Cannot Decide.
At Xerocon US on 19 August 2026, Xero announced that Cash Flow actions, powered by its JAX assistant, "will spot…
The Q4 Conversation Bookkeepers Should Be Having With Clients About Cash
Most bookkeeper-client conversations in Q4 are about categorization cleanup before year end. Meanwhile the client's actual problem, the one keeping…
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